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Wednesday 29 September 2010

What’s the best way to save on car insurance?

Compare prices: Here lies the easiest move to save money. In any city or zip code, some insurers charge twice as much as others for exactly the same coverage.

Insurers do not advertise the price, if you have to hunt for those who are less expensive. No company is always the best deals. Each priced differently in different places for different prices customers.Compare: Here's your move easier to save money. In any city or zip code, some insurers charge twice as much as others for exactly the same coverage.

For appointments, log online at sites such as InsWeb, Insure.com, Esurance and InsureOne.com. Enter the coverage you want. You can give your name, phone number and email address to receive citations, but it is a convenient and easy to get a good range of comparisons. Helps maintain a special email address for online purchases so that the spam does not accumulate in your personal account. Some quotes come immediately, others a few days. Some companies sell online without having to call an agent. Some companies know, like Allstate, Amica, Geico, Progressive and State Farm Insurance, not Web sites for comparison. You must log on separately.

With those prices in hand, ask an independent insurance agent if he or she can do better for you, sometimes the agent can botch a lower rate, perhaps a regional company or corporation that is particularly competitive drivers of your age and gender. At least, tell the website you quote if your agent offers you a competitive price.

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